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2010 Awards: Top Agent in Nevada County Top 1% of Agents Nation Wide 2009 Awards: #1 Agent in Nevada County Top 1% of Agents Nation Wide 2008 Awards: #1 Agent in Nevada County Top 1% of Agents Nation Wide 2007 Awards: #1 in all sales categories for Coldwell Banker of Nevada County #1 Agent in Nevada County Other Qualifications: Most visited and successful Real Estate website in Nevada County Nevada County Charter Member of the Master’s Club Previews Homes Specialist (Luxury Homes) 10+ Internet websites for the best in Internet Marketing Expertise Standout consistent photo advertising in The Union Newspaper Bay Area and national relocation specialist A seasoned specialist with over 15 years experience Coldwell Banker has the strongest referral network in the world! Now receiving more Bay Area referrals than any other company!  Committed to your needs The role of a real estate agent is to guide you through the buying or selling process, taking the time to make sure you understand every step of the escrow transaction. I am absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. My commitment to your satisfaction is the foundation from which a solid business relationship is built. I realize that people do business with people they trust. I am interested in what is best for you, the client, and am committed to establishing a long-term relationship based on trust. I pride myself on being knowledgeable and staying current with changes in the industry that will affect the success of your transaction. You have worked hard to be able to purchase the home of your dreams. I feel the responsibility to make those dreams a reality and pursue the right solution enthusiastically. Enthusiasm working for you Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions. Established Credibility I have many years of experience and knowledge working in the real estate industry. I can say with confidence that I'll get the job done right. Local Knowledge Within our group we have over 70 combined years of living in and working with Nevada County Real Estate. Our expertise covers the subtleties of the many different neighborhoods located within Nevada County, including Nevada City, Grass Valley, Peardale / Chicago Park, Penn Valley, and Alta Sierra. So if you are looking to buy Penn Valley horse property or a Nevada City Victorian we have you covered. As a seller – you should know that there is no better representation and marketing then that provided by the Kurt Congdon Real Estate Group. Our high level of communication and constant market evaluation work constantly to keep you informed while our marketing and experience will match you up with the qualified buyers for your property. When it comes to success in Nevada County Real Estate – It comes down to the Kurt Congdon Real Estate Group. - Kurt Congdon  
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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What building has the largest windows in the world?
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The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
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Kurt Congdon Coldwell Banker Grass Roots Realty 855 Sutton Way Grass Valley, CA 95945 Toll Free: 800-471-4570 Office: 530-273-0073 Fax: 530-687-0309 Email: Kurt@KurtCongdon.com
DISCOVER YOUR DREAMS in Nevada City real estate or Grass Valley real estate.
Kurt will guide you through the process of understanding the purchasing of rural property such as Penn Valley land, Nevada City Acres & Grass Valley homes. His love and enthusiasm for Nevada City and Grass Valley are genuine. With over 10 years experience, and honors in the top 5% of all agents nationwide...Kurt will provide both exceptional personal service and HI-TECH communications.
The Nevada County area offers extraordinary natural beauty, rare communities, arts, entertainment, and the highest quality of living. Let Kurt help you DISCOVER YOUR DREAMS in the Sierra Nevada Gold Country towns of Grass Valley, Nevada City and Penn Valley.
DRE License #'s Kurt Congdon - 01076146, Jason Moore - 01391772, Pam Moore- 01876117, Cindy Argento - 01747092 
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