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All agents are NOT alike! Find out why I am the Expert for Nevada County Real Estate & Nevada City Real Estate. Call me: 800-471-4570.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Professional Integrity
“He exceeded what most realtors would consider their job in serving their clients."
E. Neuenschwander
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For Home Buyers:
Why Buyers Choose Kurt Congdon - Why homebuyers looking for a real estate agent in the Nevada City, Grass Valley and Penn Valley area choose Kurt Congdon. Latest Listings - Get Kurt Congdon's latest Nevada City, Grass Valley and Penn Valley listings of homes for sale first! Find Your Perfect Home - Kurt Congdon will search for your ideal home and email you the newest Nevada City, Grass Valley and Penn Valley MLS listings of properties in Nevada County CA. First Time Homebuyers - Are you a first time homebuyer in Nevada City, Grass Valley and Penn Valley, CA? Choose a top real estate agent. Kurt Congdon can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Nevada City, Grass Valley and Penn Valley house or other real estate or property. Hot Property Alert - Click For More Information... Buyer Bonus - Click For More Information... Go to Main Sitemap - Main sitemap sections include Find Nevada City, Grass Valley and Penn Valley Homes, For Home Buyers, For Home Sellers, Nevada City, Grass Valley and Penn Valley Information, Real Estate Resources, and About Kurt Congdon. 
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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What famous writer's home is Rowan Oak?
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Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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Kurt Congdon
Coldwell Banker Grass Roots Realty
855 Sutton Way
Grass Valley, CA 95945
Toll Free: 800-471-4570
Office: 530-273-0073
Fax: 530-687-0309
Email: Kurt@KurtCongdon.com
DISCOVER YOUR DREAMS in Nevada City real estate or Grass Valley real estate.
Kurt will guide you through the process of understanding the purchasing of rural property such as Penn Valley land, Nevada City Acres & Grass Valley homes. His love and enthusiasm for Nevada City and Grass Valley are genuine. With over 10 years experience, and honors in the top 5% of all agents nationwide...Kurt will provide both exceptional personal service and HI-TECH communications.
The Nevada County area offers extraordinary natural beauty, rare communities, arts, entertainment, and the highest quality of living. Let Kurt help you DISCOVER YOUR DREAMS in the Sierra Nevada Gold Country towns of Grass Valley, Nevada City and Penn Valley.
DRE License #'s Kurt Congdon - 01076146, Jason Moore - 01391772, Pam Moore- 01876117, Cindy Argento - 01747092  
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