Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kurt Congdon, a proven Nevada City, Grass Valley and Penn Valley, California NUMBER1EXPERT™ Top Selling real estate agent. Find Nevada City, Grass Valley and Penn Valley Homes - Find Nevada City, Grass Valley and Penn Valley, California real estate listings & homes for sale provided by Kurt Congdon, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Kurt Congdon, a proven Nevada City, Grass Valley and Penn Valley, California NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Kurt Congdon, a proven Nevada City, Grass Valley and Penn Valley, California NUMBER1EXPERT™ Top Selling real estate agent. Nevada City, Grass Valley and Penn Valley Information - Find local information on Nevada City, Grass Valley and Penn Valley, California including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Kurt Congdon, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Kurt Congdon, a proven Nevada City, Grass Valley and Penn Valley, California NUMBER1EXPERT™ Top Selling real estate agent. About Kurt Congdon - Information about Kurt Congdon including testimonials, guarantees, credentials, and contact information. Learn why Kurt Congdon is a proven Nevada City, Grass Valley and Penn Valley, California NUMBER1EXPERT™ Top Selling real estate agent. 
Please Sign Up For The Latest Nevada County Listings and the Latest Nevada County Real Estate News
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
|
 |
| Q |
Where was the first hotel built in the US?
|
| A |
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink. |
 See More Real Estate Trivia > |
|
|
|
Kurt Congdon
Coldwell Banker Grass Roots Realty
855 Sutton Way
Grass Valley, CA 95945
Toll Free: 800-471-4570
Office: 530-273-0073
Fax: 530-687-0309
Email: kurt@gv.net
DISCOVER YOUR DREAMS in Nevada City real estate or Grass Valley real estate.
Kurt will guide you through the process of understanding the purchasing of rural property such as Penn Valley land, Nevada City Acres & Grass Valley homes. His love and enthusiasm for Nevada City and Grass Valley are genuine. With over 10 years experience, and honors in the top 5% of all agents nationwide...Kurt will provide both exceptional personal service and HI-TECH communications.
The Nevada County area offers extraordinary natural beauty, rare communities, arts, entertainment, and the highest quality of living. Let Kurt help you DISCOVER YOUR DREAMS in the Sierra Nevada Gold Country towns of Grass Valley, Nevada City and Penn Valley.
DRE License #'s Kurt Congdon - 01076146, Jason Moore - 01391772, Ruth Poulter - 01267839, Cindy Argento - 01747092  
www.isellnevadacity.com is brought to you by
Kurt Congdon
NUMBER1EXPERT™ for
Nevada City Real Estate CA, Grass Valley Real Estate and Penn Valley Real Estate, California, Luxury & Estates, Waterfront & Horse Properties Read Kurt Congdon's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
